Do you have Questions about Debt?

Q: What does it mean to consolidate my debt?

A: Consolidating your debt just takes all your payments and, puts it into one easy monthly payment.

Q: Is Debt consolidation for everyone?

A: No, if you have more questions look at the "Who is eligible?" section.

Q: Can everyone get approved for a debt consolidation loan?

A: No, that is why once your payments start to get out of control you need to make sure you take care of it, otherwise you can destroy your credit, making you ineligible for a debt consolidation loan.

Q: How long does it take to get approved for a debt consolidation loan?

A: Most people will get a call within hours of submitting their application.

Q: Is debt consolidation legal in all 50 states?

A: Yes, however you need to be careful because this rapidly growing business also has people who want to scam you.

Q: Is getting debt consolidation better then just paying off your credit cards and small loans?

A: For most people, paying off multiple high interest rates is difficult and sometimes impossible. Debt consolidation allows individuals who normally would not be able to, pay them off.

Q: What is the average APR that an individual will receive when they apply for a debt consolidation loan?

A: This really is dependent on the individual and their credit score. Normally interest rates are less than half their original ones.